We want to be as flexible as possible when it comes to Credit Card processing for your flower shop. We recommend option 1.A and are happy to review these options by phone as they can be difficult to interpret.
1. Integrated Credit Card Processing
Integrated Credit Card Processing allows you to process the customer's credit card information in Floranext when completing the order. Customer credit card information is saved securely and conveniently in your system. You will be preventing fraudulent credit card activity and have the ability to make changes to your customers' orders to conveniently charge or refund them.
1.A Stripe Standard Connected to Floranext
Most credit card companies have very complicated pricing structures intended to hide the amount of money you are paying. Stripe's offering is the opposite - trying to be very clear what you are paying and with no extra fees.
Stripe Standard Credit Card Processing Features
- No gateway required (save money on gateway fee)
- No PCI compliance fee, statement fees, device insurance fees, or other hidden charges
- Flat rate on all transactions - 100% transparent
- Full access and control over your Stripe Account
- View detailed credit card processing reports from your Stripe Dashboard
- Ask your onboarding or sales representative for current rates
1.B. Merchant Account of your choice with a USAePay Gateway Account
If you'd like to use a merchant account provider of your choice, you can do so using a USAePay payment gateway. Your merchant account must be compatible with the USAePay gateway (95% are compatible, Floranext can help to confirm.) You will need:
- A merchant account (cost will vary depending on which company you choose, popular ones include First Data and Heartland.) We can recommend our partner merchant account provider if you are interested in comparing rates.
- A USAePay gateway - Floranext can set this up for you for a one-time $75 set up fee and then it's just a flat $15 a month. We will require your merchant to send us parameters to set up the gateway.
2. Nonintegrated Credit Card Processing
You have the option to process your credit card orders independently of the Floranext system. Credit card orders processed through Floranext requires that you process the customers credit card through your own independent credit card terminal. Customer credit card information will not be saved in Floranext.